We all know that horses can be an expensive pastime. So, with the rising day-to-day costs of horse care, the benefits of horse insurance mustn’t be underestimated. There are lots of reasons why people take out horse insurance, but World Horse Welfare members cite peace of mind as a priority when insuring their much-loved horses. A single World Horse Welfare policy can cover all the horses in your care**, from a child’s pony, to an ageing companion.
Become a World Horse Welfare member
Louise has World Horse Welfare ChampionPlus with Veterinary cover and says: “I’ve had horses all my life and so know how susceptible they are to accidents – even if they’re just grazing in the paddock. Insuring my old boy – who is really just a field ornament these days – reassures me that he’s covered. It’s my way of planning for the unexpected.”
Why do people choose to insure through World Horse Welfare? Every policy bought though the charity helps a horse in desperate need. Horses just like Moomin, who was discovered in a scrap yard, surrounded by rubbish with no food or water. She was desperately underweight, covered in lice and had little chance of survival.
Thanks to World Horse Welfare members, her life has been transformed. She was rescued and brought to the safety of the charity’s Norfolk rescue and rehoming centre where she was given the care and compassion that every horse deserves. Choosing to insure through World Horse Welfare helps hundreds of horses like Moomin every year.
From personal accident insurance and public liability insurance, to veterinary fee cover for equine accidental external injury, anyone owning, loaning or caring for a horse can feel confident that they’re covered should something go wrong from just 18p per day***.
Become a World Horse Welfare member
* T&Cs apply
** No vets fees cover for horses younger than 30 days
*** Price is inclusive of Insurance Premium Tax (IPT)
Stay in touch with all the news in the run-up to and throughout the major shows and events during 2026 and beyond with a Horse & Hound subscription. Subscribe today for all you need to know ahead of these major events, plus online reports on the action as it happens from our expert team of reporters and in-depth analysis in our special commemorative magazines. Have a subscription already? Set up your unlimited website access now
Never miss out on the latest happenings in the equestrian world
-
Incidents at HOYS prompted rules reminder on behaviour, underage drinking and unaccompanied childrenBritish Showjumping said it was “disappointing” members had to be contacted after issues at HOYS
-
How do UK sport horse auctions stand against European versions? H&H investigatesIn this second part of a new series investigating the current UK horse sales market, H&H has looked at auctions
-
Don’t panic, plan ahead and beware scammers: experts share hay tips as winter approaches -
‘This is all for him’: young rider who lost her dream horse in horrific road collision takes on Flat race in his memoryThe teenage eventer still has flashbacks of the incident but hopes to help others avoid a similar situation
-
‘A complete mystery’: horse found with 10cm rubber-coated hook entirely embedded in his hindquartersIt is not known how the 20-year-old thoroughbred ended up with the metalwork deep in his quarters
-
Equine welfare safety net ‘at breaking point’ thanks to perfect storm, horse world warnedThe National Equine Welfare Council (NEWC) 2026 survey found half of centres are already full, and the rest are close to capacity
-
When forage runs short: smart, safe ways to keep your horse thriving this winterIf you're concerned about a lack of forage this winter, Dengie is here to help
-
Turning horse poo into pumpkins – and eggs, and cash: ‘It’s amazing what you can grow on a muck heap!’Meet the owner who has grown hundreds of pumpkins in her muck heaps over the years – some with pre-carved faces
-
‘It can be soul-destroying’: support and awareness needed for those grieving the loss of a beloved horseCharity research has found that grief for a horse can be taken less seriously than that for pets
-
Where does a vet’s role end, and what happens when human desire and equine welfare are in conflict? Experts debate major issuesThe “moral maze” debate at the British Equine Veterinary Association 2026 congress covered whether everyday welfare is vets’ “constant endeavour”