At this time of year, horses grow thick, woolly coats to keep them warm. Their owners promptly pay to have all that fur clipped off so the horses don’t overheat while they are working. Then they have to spend large sums of money on rugs to keep the horses warm while they aren’t being exercised. (Non-horsey people have been known to raise a cynical eyebrow at this.) Sara Walker explains how it all works…
1. Turnout rugs
These are waterproof outdoor rugs, designed to protect against the elements. You’ll need at least an A-level in science to understand all the features of the modern turnout rug. Sir Edmund Hillary conquered Everest with less technology that this at his disposal. Also known as New Zealands, they come in every conceivable weight, size, style and colour, but regardless of how many you own, you can be sure you will never have exactly the right rug for the current weather conditions.
2. Stable rugs
The equivalent of equine pyjamas, stable rugs come in nearly as many options as New Zealands. The only thing you can be really sure of is that the amount of money you spend on a stable rug will be inversely proportionate to the amount of time it stays clean before your horse covers it in poo.
3. Cooler rugs
These are a sort of equine dressing gown, ideal for those awkward in-between times when your horse’s coat has started to grow back and you haven’t saved up enough to have it taken off again. Your woolly horse risks getting sweaty every time you work him, which means you can’t put his New Zealand straight back on afterwards. There’s a solution, though — all you have to do is wrap him tenderly in his cooler rug, walk him round a bit, leave him for a few hours then come back at midnight and rug him up properly.
Horse & Hound Newsletter
Never miss out on the latest happenings in the equestrian world
A sort of portable New Zealand, these rugs are designed for riding in when it’s exceptionally cold or the weather looks like rain. After all, you daren’t let your horse get wet or you won’t be able to rug him up when you get back (see point about cooler rugs), while horses with chilly backs can be rather more sprightly and exciting to ride than we might like them to be. Still, on the bright side, at least you won’t have to think about fly rugs for another few months…
Horse & Hound magazine, out every Thursday, is packed with all the latest news and reports, as well as interviews, specials, nostalgia, vet and training advice. Find how you can enjoy the magazine delivered to your door every week, plus options to upgrade to access our H&H Plus online service which brings you breaking news as it happens as well as other benefits.
Stay in touch with all the news in the run-up to and throughout the major shows and events during 2026 and beyond with a Horse & Hound subscription. Subscribe today for all you need to know ahead of these major events, plus online reports on the action as it happens from our expert team of reporters and in-depth analysis in our special commemorative magazines. Have a subscription already? Set up your unlimited website access now
Sara is an experienced copywriter and journalist, who has owned horses all her life. As a journalist, she’s written about everything from following in the footsteps of William the Conqueror in Normandy to interviewing top chefs, while when it comes to equines she says: “if it’s got four legs and a mane and tail, and, er, isn’t a lion, I’ll write about it.” Sara is also a fluent French speaker and also enjoys writing on countryside and rural topics.
